[BurntHombre]

Originally Posted by snizzle

So student loans would be the exception to the 'Don't get married with debt' rule? Cuz i'm looking at probably at least $20,000 or so...stupid bible college...
-shane

I don't agree with the rule in the first place -- every situation is unique, and people should plan on having debt appropriate to their projected income. But I'd say that student loans should be an exception. The payments are low and spread out over many years, and the interest rates (currently) are very good.

[Xkcer Man]

Neither one of us are in debt right now. We're planning on using savings to pay for what we need to above what we make each month, but Lynnette and I get a lot of extra money on scholarships right now, so it won't be as bad as you think. Parnets will help out as needed, but we won't be dependent on them.

We've also decided that we would stay faithful to God through everything and give His tithe regularly, so we see this as a time to be dependent on Him.

[Singin4Him82]

Originally Posted by Xkcer Man

Neither one of us are in debt right now. We're planning on using savings to pay for what we need to above what we make each month, but Lynnette and I get a lot of extra money on scholarships right now, so it won't be as bad as you think. Parnets will help out as needed, but we won't be dependent on them.

We've also decided that we would stay faithful to God through everything and give His tithe regularly, so we see this as a time to be dependent on Him.

Let me just tell you, being married myself it is a lot tougher than you think haha. You think you have the money issue all figured out and then as I said, something comes up and you're in a situation you didn't think you'd be in because you "didn't think it would be that bad".

If I were you I wouldn't even use my parents as a safety net. Don't even think "oh they will help us if we get in a bind." Maybe they will and I know my parents would help us as well but my point is, if you go into marriage thinking this you won't feel as obligated to take care of your family on your own. You shouldn't even be getting married if you and your wife can't handle things on your own, it's just not wise. I'm not saying you can't, I'm merely saying you shouldn't be expecting your parents to be there to fall back on, it's not healthy and it's not a good situation to put your family in. It is good that you are trusting in God but God has also given you discernent to make wise choices also. You have a lot of responsiblity as the husband to take care and provide for your family, please don't take that lightly.

[anathema]

I would strongly recommend the following (worked for us):
Small wedding, call in favours from friends for free services, hey, its YOUR wedding right? We had about 50 people there, we could have had 200, but the $$$ involved was a factor. Nice small ceremony, small reception, HUGE honeymoon. I would be lying if I said I remember ANYTHING about our wedding. It was 30 minutes of nervous wreck for both of us, but we do remember EVERYTHING about the 10 days in Maui with a convertable mustang to drive around and Luaus and restaurants and beaches and eachother. Seriously, spending big money on a 30 minute to an hour ceremony that most pepole are dragged to (ever been dragged to a wedding you may not have wanted to go to?) is the most rediculous thing ever. We dont remember anything about the ceremony (well, there is a tape, I guess go big on video and honeymoon), and we are glad we splurged on the honeymoon. What is the wedding about? You and your spouse, not a bunch of others (even if they are friends/family)...

my $.02
*anathema*

[Chris]

Originally Posted by Singin4Him82

Let me just tell you, being married myself it is a lot tougher than you think haha. You think you have the money issue all figured out and then as I said, something comes up and you're in a situation you didn't think you'd be in because you "didn't think it would be that bad".

couldn't have said it better myself.