I agree that polished frets make a big difference. They are nicer visually and bending strings is smoother.
I made a quick repair on a relative's electric guitar recently and the frets were level but a little rough. Bends on that guitar were just not what they should be. She's a drop D rhythm player though, so I guess it doesn't matter to her.
I hope you feel better soon, Wayne....or maybe not for the sake of your guitars.